Skip to main content

Guaranteed Issued Individual/Group Insurance that is PRIVATE - Questions & Answers

Guaranteed Issued Individual/Group Insurance that is PRIVATE - Questions & Answers

Zoom Link: Click Here

This meeting is the 2nd Thursday at 11:00 am of every month

Enrollment Page - Health Coverage Foundation

Enroll with Health Coverage Foundation

This is Kelby here as Executive Director for Health Coverage Foundation. As our pledge to you, we have found true health insurance that is private. Just read and follow the below instructions. If you have questions, we hold a Zoom call every other Thursday at 9:00 am to answer your questions live with a licensed agent. When enrolling with the below link, remember that you can use your Foundation Tax ID number and they will accept it. This is real insurance with guaranteed acceptance. Attached are the guaranteed issue health plans (actual insurance). Below is the plan summary and the enrollment link.

If you have any questions, you can join us every other Thursday at 9:00 am.

Zoom Link for this Meeting: Click Here

Past Meetings of Q & A: Click Here


There are 4 MECS and 3 rich Value plans IHP Basic, IHP Plus, and IHP Premiere. Any single person can purchase these plans all year long.

  • Guarantee Issue, no medical questions to enroll
  • NO Deductible, and NO Deductible on prescriptions
  • No Co-insurance
  • PPO Nationwide Network
  • Available in all 50 States
  • No age band-One rate Nationwide
  • Available ALL Year long
  • ACA Compliant
  • Covers both in-network and out-of-network

Coverage Costs

All Plan Benefits Outlined

Insurance-MEC Plan 1 SOB PY 2022.pdf
Insurance-MEC Plan 2 SOB PY 2022.pdf
Insurance-MEC Plan 3 SOB PY 2022.pdf
Insurance-MEC Plan 4 SOB PY 2022.pdf
Insurance-IHP Basic SOB PY 2022.pdf
Insurance-IHP Plus SOB PY 2022.pdf
Insurance-IHP Premier SOB PY 2022.pdf
Insurance-IHP Ultimate RBP SOB PY 2022.pdf

Insurance-Preventive & Immunization Sections (Eng) PY 2022.pdf

The Network is Multiplan PHCS Practitioner & Ancillary network. Here is the link:

You can also call 877-952-7427

Documents for you to Review


Here is the Enrollment link for the Innovative Health Plans to enroll HISAdvocates Members.

Get Health Insurance now ***Important note – this platform is only for you Members to enroll.

So we get the credit, make sure you see our assigned Agent Code: KSCA007

Picture of what the Enrollment Screen looks like:

Enrollment Screen

You will need the following information to enroll:

- Name
- Email
- Address
- Date of Birth
- Social Security/Foundation TIN
- Payment method
- Same for Dependents

Get Health Insurance now

  1. After clicking on Get Started Now, you will need to enter your information.
  2. It is helpful to use the same password for all. As a member, you will have the ability to change your password once the enrollment is confirmed.
  3. After entering your information, you will enter the agent code in the field named β€œPlease Enter Your 6 Digit Agent ID Below” KSCA007 here: (we know it is 7 digits)


There are 4 MECs and 4 MVPs (minimum value plans)

The 4 MEC plans cover Part A, and the 4 MVP plans cover Part B of the Tax requirements.

A company only needs to provide one MEC plan and one MVP plan to their employees, and they will meet the tax requirements just by offering the plans.

Innovative Health Plan Group Benefits

  • Guaranteed Issue – no medical questions
  • No deductible and No deductible on prescription benefits
  • No Coinsurance
  • National PPO Doctor Network
  • No age band-One rate Nationwide
  • Member can purchase the Ultimate plan which includes chemo therapy/radiation, dialysis, and transplants
  • Lower out of pocket max
  • Allergy services included
  • Ambulance included
  • Second surgical opinion included
  • Better customer service

Only need 5 employees to get started!

Interested in Group Health Rates, please fill this document out and submit this document as an attachment to with:

Your Name, Company Name, best Phone Number and Email.

Who Is Attending

Add Comment

Untitled 1

By accessing and using, you hereby acknowledge and agree to be bound by our complete Terms of Services, which are posted at Advocates, s.s.m. HIS Advocates operates as a Non-Domestic entity, not under the jurisdiction of the United States [Title 28 Section 3002], functioning in the private domain. For any inquiries, please call Toll-Free (844) HIS-ADVO (447-2386). If you require support on Living in the Private and are a VIP Member, click here for assistance. To become a VIP Member, click on the picture below where it says "GO VIP."

HIS Advocates, s.s.m./, hereafter referred to as HISA, is a private and unincorporated membership association recognized as a church ministry and social platform, managed entirely by HISA leadership. It is important to note that HISA does NOT engage in the practice of law or provide legal advice. We emphasize that individuals seek appropriate legal counsel to determine the best approach for their specific situations.

As per legal precedence, the practice of law cannot be licensed by any state or State [Schware v. Board of Examiners, United States Reports 353 U.S. pgs. 238, 239]. In Sims v. Aherns, 271 S.W. 720 (1925), "The practice of law is an occupation of common right." Oklahoma Court Rules and Procedures, Title 12, sec. 2017 (C) state that "If an infant or incompetent person does not have a duly appointed representative, he may sue by his next friend or by a guardian ad litem." Furthermore, cases such as Brotherhood of Trainmen v. Virginia ex rel. Virginia State Bar (377 U.S. 1), Gideon v. Wainwright 372 U.S. 335, Argersinger v. Hamlin, Sheriff 407 U.S. 425, NAACP v. Button (371 U.S. 415), United Mineworkers of America v. Gibbs (383 U.S. 715), and Johnson v. Avery 89 S. Ct. 747 (1969) affirm that litigants may be assisted by unlicensed laymen during judicial proceedings. Competent non-lawyers from groups can aid other members of the group in court without facing charges of "Unauthorized practice of law."

Any information provided on HISA, including blogs, forums, consultants, or vendors, is solely for educational purposes. The moderators on HISA are NOT licensed attorneys and do not offer legal advice, nor do they receive any income from HISA. Their role is to share private experiences or direct individuals to forums or directories that may be helpful. HISA does not necessarily endorse all the information provided, and individuals must conduct their own research and make their own decisions on how the information may assist them with their issues. If legal advice is required, individuals should consult with a licensed attorney or private counsel.

HISA reserves all its Rights under GOD, without Prejudice, and without Recourse.

Link copied to your clipboard.